MOTIVATED SELLER - DIRECT GULF ACCESS, NO BRIDGES & NO RENTAL RESTRICTIONS! Welcome to island living in St. James City! This fully renovated waterfront home is an ideal second home, vacation rental investment, or full-time residence, offering direct Gulf access with no bridges, a private dock, and a 6,000-lb boat lift. Located on a peaceful canal, this home puts the Southwest Florida boating lifestyle right outside your door. Cruise to Sanibel, Captiva, Fort Myers Beach, nearby waterfront restaurants, or head out for a day of fishing and sunset rides-all within minutes from your backyard. Inside, the open-concept layout is light, inviting, and filled with beautiful canal views. The updated kitchen features modern cabinetry, granite countertops, a coordinating backsplash, and brand-new appliances on the way. A split-bedroom floor plan offers privacy for guests, while the primary suite includes an updated bathroom with a walk-in shower, spacious closet, and sliding glass doors leading to the screened lanai. Enjoy outdoor living from the screened lanai overlooking the water, or step down to your private dock and boat lift for effortless Gulf access. Additional features include hurricane-impact windows and doors, thoughtful renovations throughout, and true turnkey convenience. With no rental restrictions and a location just a short walk from popular St. James City waterfront restaurants, this home offers outstanding flexibility and island lifestyle appeal. The seller is motivated-schedule your private showing today and start enjoying your own piece of waterfront paradise!